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Storm Damage Repair

in Loveland

Fast & Professional Roof Repair After Storm and Hail Damage

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It’s difficult to anticipate an incoming storm and how treacherous it can be.
Even more difficult is preparing your home for impact. If you’ve suffered hail damage or storm damage to your Loveland home’s roof, Roof Source is here to provide you with roof repair, roof replacement, and even insurance claim assistance.
Learn more about how to identify hail damage, the importance of scheduling roof repairs as soon as possible, and why choosing Roof Source as your go-to roofing contractor is your best bet for quality storm damage repairs.

How Do I Tell if My Roof has Sustained Hail Damage?

There are a variety of signs that your roof will show it’s sustained hail damage or other damage after a storm.

Look for these symptoms

of storm damage on your roof once the storm has passed:

Dents to metal features.

 Metal vents, flashing, and metal valleys are constructed of a softer metal, so they will easily show signs of hail damage. Dents in these roof features will help you determine the level of impact the hail had, as well as the size of the hailstones.

Missing pieces of asphalt.

 If the hail hits hard enough, it can break off pieces of asphalt shingles. You can identify missing asphalt by the exposed, black substrate underneath. This means that the hail hit the shingles hard enough to knock the asphalt granules off  the shingles.

Bruised shingles.

 Since shingles vary in texture and color, it can be difficult to tell just by looking at your roof whether or not the shingles are bruised. Run hour hand over the surface to feel for any indentations. When you find a dent, press on it to see if you can push it down any more. If you can, the hail has bruised the shingles severely enough to cause deterioration underneath.

Cracks in the asphalt.

 Large hailstones can hit asphalt shingles so hard that they crack the surface of the shingles. Look for circular cracks — this shape is a telltale sign your roof has sustained hail damage.

How Do I File an Insurance Claim for Hail Damage and Storm Damage for My Roof?

Storm damage repair can be a costly endeavor, but a necessary one. Since you are not at fault for the damage, it’s important to file a claim with your homeowners insurance company as soon as possible. At Roof Source, our insurance liaison can help with the filing and claims process to make sure you get the best coverage and roof repairs possible.

Here’s what you need to get started

with an insurance claim process for storm damage repair:

Document the full extent of damage.

Take as many photos of the roof damage as possible. This includes dents caused by hail, fallen branches that destroyed parts of your roof, and anything else that is either damaged or caused damage. Do this before even starting any temporary roof repairs.

Contact your homeowners insurance agency.

Once you have a good idea of the extent of storm damage to your roof, contact your insurance company. Tell them what has been damaged and how, and find out what your policy covers.

File the paperwork to start the claim process.

 Your insurance company will provide you with all of the necessary paperwork to file an insurance claim for roof damage. Once you’ve submitted it, the claim process begins.

Save receipts.

While you shouldn’t have a professional roofing contractor start any roof repairs just yet, it’s important to protect your roof from any further damage until repairs can start. An example of this is having your roof tarped to prevent exposure to moisture and the elements. Save your receipts for these repairs and materials because your insurance company may be able to reimburse you.

Schedule an appointment with an insurance adjuster.

In order to finalize coverage and the repairs necessary for your home, an insurance adjuster will need to come to your home and observe the hail damage and storm damage for themselves. They will take more photos, and will work with your insurance company and roofing contractor to determine the severity of damage, repairs needed, and the cost for everything.

If you’re a first time homeowner

or you’ve never had to file an insurance claim for storm damage before, this process can feel confusing and overwhelming. Our team at Roof Source has experience working with insurance adjusters, so we can help simplify the process. We also work with a variety of insurance companies. Contact us today to see how we can help you with your insurance claim.

Why Is Storm Damage Repair so Important?

There are a couple of big reasons why you want to schedule storm damage repair for your roof as soon as possible after a storm. The first is that you will need to file an insurance claim. In order to do this, you will need to submit the paperwork to start the claim process within a certain amount of time that the event and damage occurred. Failing to do so could result in your claim being denied, leaving you financially responsible for the damages.

Another reason you want to schedule roof repairs for hail damage and storm damage quickly is because your roof may be susceptible to further damage. While it’s possible to tarp your damaged roof to protect it from moisture and wind, it’s not a perfect system. Moisture can still get in and further damage your roof and home, while a draft can cause huge spikes in your energy bill. When you schedule storm damage repair for your roof right away, you’re preventing the risk of further damage to your property.

How Do I Tell if I Need Storm Damage Repair or a Roof Replacement?

After a storm, it can be difficult to determine just how bad the damage to your roof and property is. When you file a claim, an insurance adjuster and roofing contractor can help determine the extent of damage and required repairs, but it’s good to understand a few elements that professionals look at when assessing the state of your roof.
An insurance adjuster and roofing contractor look at the following factors when determining the cost and extent or roof repairs:

  • The type of roofing material
  • The current age of the roof
  • The type and severity of surface damage
  • Moisture damage

These are just a few factors that determine whether you will need a few roof repairs or an entirely new roof.

When You Need Roof Repairs

Every house is different, and every storm affects the exterior of a house in different ways. These are just a few examples of roof damage that will require some roof repairs, but not an entirely new roof:

  • Your roof is only a few years old and only a few asphalt shingles have been bruised by hail stones.
  • Your roof only lost a few shingles during a wind storm.
  • The metal flashing on your roof has been dented by hail, but the rest of your roof withstood the impact.

Again, these are just examples of storm damage that will only require a few roof repairs. For a full understanding of the damages to your roof from a storm, contact Roof Source and your insurance company for a full roof inspection.

When You Need a Roof Replacement

More often than you’d realized, a roof replacement is the most efficient and cost effective solution after a storm. These examples of storm damage may require a new roof entirely to protect the rest of your home:

  • A fallen tree branch has destroyed the framework of the roof. This will need to be rebuilt entirely.
  • Hailstones have bruised and cracked the majority of shingles on your roof. This leaves the underlayment susceptible to moisture and water damage.
  • A wind storm has not only torn off many shingles, but also the roofing underlayment.
  • Your slate tiles have been damaged and broken by the storm. The color and texture of this material can be difficult to match without replacing all of the tiles.
  • Your roof may not have sustained a lot of damage, but it’s older and would benefit from being replaced anyway.

Similar to the examples for roof repairs, these examples are entirely hypothetical. Whether or not you suspect you need roof repairs or an entire roof replacement because of hail damage or storm damage, a professional is your best resource for those estimates. Contact Roof Source today to schedule an appointment.

Choose a Top Rated Local® Roofing Contractor

When it comes to the security and beauty that your roof offers, trust the professionals at Roof Source to help keep it maintained. Whether you’ve experienced hail damage, wind damage, or other damage from a storm, nobody has more experience with the repair process than our team.

Learn more about the extent of our roofing services, residential roofing, commercial roofing, and insurance claims experience. Don’t forget to contact our team to schedule your free estimate!

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